Credit Expert at an E-commerce Organisation

An E-commerce Organisation based in Nigeria, is currently hiring appropriately certified prospects to fill the position listed below:

Task Title: Credit Expert

Location: Lagos

Description

• Are you looking to translate your experience within Credit Risk into a Fintech environment? If so, this amazing position within a quick moving, information centric environment could be an intriguing role for you.We are keen to
• bring a talented Credit Risk expert on-board, somebody who is identified, enthusiastic and eventually progressive with ensuring the business continues to grow and strengthen their existence in the consumer/SME/Business lending industry.The Role As credit Danger experts you will be included in a
  • highly noticeable area at a leading fintech service, you will lead analytics in all locations of the business.This function is perfect for an Accounting, Financing, Company, Economics or Mathematical Degree graduate who has minimum 2 years’experience in a comparable role.The perfect candidate need to have a real interest in wanting to join the Fintech sector.While the role uses
  • numerous chances, one of the crucial locations that you will be associated with will be the analysis and underwriting of new applications, reviewing organisation strategies, evaluating the longevity of organisation designs along with providing support to the sales group as needed.You will have direct exposure to senior stakeholders including the CEO who is really hands on and provides several years of proficiency that she is eager to share with the effective candidate.Essential Functions Processes customer applications, confirms company and credit details and suggests transaction speed/ credit limits.Provides analysis and interpretation of the customers’ monetary status for correct evaluation of

  threat and the establishment of appropriate deal velocity/ credit limits.Completes Know Your Customer(KYC )reviews.Monitors and communicates danger issues to management.Maintains client database to facilitate process circulation, reporting and analysis.Interacts with sales, customer assistance, billing and installation departments on processing and account problems, and process improvements.Reviews and approves modifications to merchant accounts, consisting of including places and customizing transaction velocity settings based on client company requirements and danger mitigation.Reviews exception items and takes action

• to approve or decrease transactions.Reviews high danger merchants and makes appropriate suggestions and adjustments to processing settings.Detects fraudulent and/or suspicious activity and takes appropriate action.Perform collection calls and correspondence in a fast paced objective oriented fashion.Coordinates with customer care personnel and partners on billing related concerns and make sure prompt resolution to billing errors.Prepare regular monthly monetary statements for the company.Knowledge, Skills, and Abilities Informed to a Degree level in a pertinent numerate discipline(E.g Accounting, finance, Mathematics, Data, Economics)Proven analytical experience in a Credit Risk focused role operating in either a first line or 2nd line retail credit danger position Strong understanding of Unsecured/short-term lending items Large scale data manipulation and analysis experience Delights in working in a quick paced, data driven environment
• Experience and knowledge of Fintech and Financial Services industry Understanding of collection procedures. Need to have the ability to make collection employ a fast paced objective oriented credit department.Must be familiar with legal elements